Privacy Notice

 

Rev. 07/2011

FACTS WHAT DOES GREEN BELT BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Transaction history
  • Credit history
  • Account transactions
  • Checking account information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Green Belt Bank & Trust chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Green Belt Bank & Trust share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
Yes No
For our marketing purposes—
to offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes—
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes—
information about your creditworthiness
No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing Call 641-648-2544 - our menu will prompt you through your choice(s)
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call 641-648-2544 or go to www.greenbeltbank.com click on Contact Us
What we do
How does Green Belt Bank & Trust protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Green Belt Bank & Trust collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your contact information
  • Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include:
    • Others, such as: Green Belt Insurance services and Green Belt Real Estate Services
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Green Belt Bank & Trust does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include an accidental death/dismemberment insurance company.


 

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Online Privacy Guidelines

Online Information.

When a customer or any other person visits our website, we do not obtain any information about that person.

Browsers. 

We use strong encryption technology to protect the privacy of personal information supplied to us or accessed through Green Belt Bank and Trust online banking services.

Cookies. 

To provide you with better service and quicker access to the sections of our website of interest to you, we may use a “cookie”. A cookie is a small bit of information given to your browser by a web site, which can later be retrieved. A cookie is a way for a website to recognize whether or not you have visited the site before. The cookie cannot be read by a website other than the one that “set” the cookie. We use cookies for administrative purposes, such as where we store a password, or where you are able to customize the information you see. Recording cookies at such points makes your online experience easier and faster. Most of our cookies last only through a single visit. They do not read your hard drive or contain any information that you have not already provided. None will contain information that will enable anyone to contact you via telephone or email. Your web browser can be set to inform you when cookies are set or to prevent them from being set.

E-Mail. 

We preserve the content of your email, your email address and our response so that we can better serve you. Depending on the content of your email, we may be required by existing laws and regulations to keep this information. If you send email to us, please remember that email is not secure against interception. If your email contains information that is very sensitive or includes personal information such as account numbers, credit card numbers or your social security number, you may wish to consider sending this information to us in another way. If, however, you send a secure email via our online banking product this information is secure and will only be used for the purpose intended.

Children’s Privacy. 

Our website is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.

Green Belt Bank and Trust’s Privacy Principles apply to individuals. 

With respect to commercial credit information, we follow the Robert Morris Associates “Code of Ethics for the Exchange of Credit Information”. We do not disclose information to parties outside Green Belt Bank and Trust, including affiliates, concerning the existence or administration of a trust, except to comply with a law, regulation or judicial proceeding or as deemed necessary in the administration of the trust.

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