Job Details

Agricultural Lender

  • Position: Agricultural Lender
  • Job Type: Full-Time
  • Posted: 12/21/2018

Job Description:

The Agricultural Lender will:

 

  • Maintain and expand an existing agricultural loan portfolio and service them through loan origination, closing, ongoing servicing, and collection.
  • Source, develop and underwrite financing requests for existing customers.
  • Work to support other agricultural lending activities.
  • Conduct collateral reviews and provide inspection summaries
  • Maximize bank profitability through appropriate pricing on new loan originations, fee income, and selling of all bank products and services. 
  • Negotiate terms and structure loan financing based on risk considerations and present credits for approval to appropriate levels of authority within the bank as required.
  • Support the bank’s strong relationship banking culture through on-going customer contact, quality customer service, and superior product knowledge.
  • Support livestock lending activities with inspection reports.
  • Make referrals to the Investment, Real Estate, and Insurance departments.
  • Source, develop and underwrite financing requests for new prospects.
  • Negotiate rates and terms of loans with customers and management within set guidelines.
  • Provide active leadership within the loan department and promote and foster the team and family concept.
  • Participate as a leader or member on various bank committees and task teams.
  • Be actively involved in professional/civic/service organizations within the community and represent the bank professionally and enthusiastically.
  • Perform other duties as requested or assigned.
  • Qualifications:

                    Education:

    • A 4-year college degree in an applicable area
    • Specific banking industry education a plus

     

                    Experience:

    • 5 years banking and lending experience
    • Experience should reflect financial acumen and familiarity with technology

     

                    Special Requirements:

     

     

     

    Competencies:

    • Relationship Building-understands that a primary factor in success is establishing and maintaining productive relationships
    • Financial Acumen-understands the financial framework of the organization
    • Initiative-takes action without being prompted
    • Integrity-thinks and acts ethically and honestly
    • Problem Solving & Decision Making-identifies problems, solves them, acts decisively and shows good judgement
    • Communicativeness-recognizes the essential value of continuous information exchange and the competitive advantage it brings
    • Organizing & Planning-possesses strong organizational and planning skills
    • Industry Knowledge-knows the industry, monitors trends, and works to apply knowledge in order to advance the organization
    • Team Player-shares resources, responds to the needs of other departments and supports the larger organizational agenda
    • Learning Agility-seeks new knowledge and personal growth continuously

     


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