Deposit Rates

Below you will find tables showing our deposit rates for certificates of deposit, CD specials, Money Market Prime accounts and checking or savings accounts. If you have any questions about our rates, feel free to contact us.

Select which rates you would like to review:

Certificates of Deposit (CDs) | CD Specials | Money Market Prime Account | Checking & Savings Accounts

Certificates of Deposit (CDs)
Term Requirements Minimum Deposit to Open/Obtain APY Interest Rate APY*
3 Months $1,000 .20% .20%
6 Months $1000 .40% .40%
12 Months (Additions Permitted) $500 .55% .55%
18 Months $500 .70% .70%
24 Months $500 .85% .85%
30 Months $500 1.00% 1.00%
36 Months $500 1.30% 1.30%
48 Months $500 1.40% 1.40%
60 Months $500 1.80% 1.80%
  • *APY = Annual Percentage Yield
  • Interest rates are effective as of Monday, April 21. 
  • There is a penalty for early withdrawal of CD's.
  • All CD’s on annual compounding except quarterly compounding on 3 month CD’s and semi-annual compounding on 6 month CD’s

 

 

CD Specials
Term Minimum Deposit to Open Interest Rate APY*
       
       
       
       
  • *APY = Annual Percentage Yield
  • Interest rates are effective as of Monday, April 21.
  • There is a penalty for early withdrawal of CD's.
  • All CD’s on annual compounding except quarterly compounding on 3 month CD’s and semi-annual compounding on 6 month CD’s

 

Money Market Prime Account
Tiers Interest Rate APY*
$50,000 and above 0.50% 0.50%
$25,000 to 49,999 0.40% 0.40%
$5,000 to 24,999 0.35% 0.35%
0 to $4,999 0.35% 0.35%
  • *APY = Annual Percentage Yield
  • Interest rates are effective as of Monday, April 21. 
  • Fees may reduce earnings.
  • Money Market Prime is based on monthly compounding.
  • Interest rates may change after the account is opened.
  • Minimum deposit to open is $50.00
 

 

 

Checking & Savings Accounts
Account Types Minimum Deposit to Open Interest Rate APY*
VelocitE Rewards Checking $50.00 2.50% paid on daily balance up to $25,000 2.53%
    .50% paid on daily balance above $25,000 .51%
    .05% paid on daily balance if requirements are not met 0.05%
Advantage Checking $50.00  0.25% 0.25%
Regular Savings $50.00  0.35% 0.35%
Christmas Club   .90% .90%
Pay Yourself First Savings Min. deposit of $25 per month =Lowest Tier MM Acct. 0.35%
  Balance over $25,000 =Highest Tier MM Acct 0.50%
       
  • *APY = Annual Percentage Yield
  • Interest rates are effective as of Monday, April 21. 
  • Interest rates may change after the account is opened.
  • Fees may reduce earnings.
  • VelocitE Rewards Checking interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.  Interest will be credited into the account monthly.  To receive the high annual percentage yield, you must perform 10 point of sale ShazamChek transactions; have one direct deposit into or one automatic payment(ACH) from your account; and enroll & receive e-statements by secure email.  If you do not meet the minimum monthly activity requirements during a statement cycle, your account balance will earn the interest rate based on your balance for the last day in the statement cycle only and an interest rate of .05% for the remaining days in the cycle.  The annual percentage yield(APY) will range from .06% to .51%.   This account is available to personal accounts only.
  • Advantage Checking is based on monthly compounding and Regular Savings is based on quarterly compounding.
  • Pay Yourself First Savings is based on quarterly compounding.
 

 

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