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We, our, and us, when used in this notice, mean Green Belt Bank & Trust.
This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
- Safe deposit box
- Self-directed Individual Retirement Account
- Mortgage brokerage service
We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.
Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term “information” to mean nonpublic personal information as defined in this section.
An affiliate is a company we own or control, a company that own or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an “other party.”
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with our affiliates
- Information about your transactions with other parties
- Information from a consumer reporting agency
We restrict access to information about you to those employees who need to know that need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
We may disclose information about you to our affiliates. Here are the kinds of information and the source of that information:
Transaction and experience information from our account records:
- Information about your transactions and experience with us, such as:
- Name
- Address
- ccount Balances
- Account Activity
- Types of accounts
- Parties to the transaction
- Deposit History
Federal law allows us to disclose the information listed above with our affiliates. You do not have the right to opt out of the disclosure of this information.
We may disclose information about you to the following types of affiliates:
- Financial service providers, such as:
We will not disclose information about you to anyone except as disclosed as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
We do not disclose information about former customers, except as permitted by law
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
- Information you give us on an application or other forms, such as:
We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
We may disclose information pursuant to joint marketing agreements to the following types of businesses:
- Financial service providers, such as:
When a customer or any other person visits our website, we do not obtain any information about that person.
We use strong encryption technology to protect the privacy of personal information supplied to us or accessed through Green Belt Bank and Trust online banking services.
To provide you with better service and quicker access to the sections of our website of interest to you, we may use a “cookie”. A cookie is a small bit of information given to your browser by a web site, which can later be retrieved. A cookie is a way for a website to recognize whether or not you have visited the site before. The cookie cannot be read by a website other than the one that “set” the cookie. We use cookies for administrative purposes, such as where we store a password, or where you are able to customize the information you see. Recording cookies at such points makes your online experience easier and faster. Most of our cookies last only through a single visit. They do not read your hard drive or contain any information that you have not already provided. None will contain information that will enable anyone to contact you via telephone or email. Your web browser can be set to inform you when cookies are set or to prevent them from being set.
We preserve the content of your email, your email address and our response so that we can better serve you. Depending on the content of your email, we may be required by existing laws and regulations to keep this information. If you send email to us, please remember that email is not secure against interception. If your email contains information that is very sensitive or includes personal information such as account numbers, credit card numbers or your social security number, you may wish to consider sending this information to us in another way. If, however, you send a secure email via our online banking product this information is secure and will only be used for the purpose intended.
Our website is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.
With respect to commercial credit information, we follow the Robert Morris Associates “Code of Ethics for the Exchange of Credit Information”. We do not disclose information to parties outside Green Belt Bank and Trust, including affiliates, concerning the existence or administration of a trust, except to comply with a law, regulation or judicial proceeding or as deemed necessary in the administration of the trust.
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