Green Belt Bank & Trust is committed to serving people in Iowa Falls, Ackley and the surrounding areas. We understand that every household has unique financial capabilities and demands, which is why we offer many different loan options. Advantages of a loan from GBBT include:
- Financial expertise from caring, local people you can trust
- Loans can be made for any valid purpose
- Flexible terms and repayment plans tailored to your lifestyle
Please take a moment to browse some of the more common types of consumer loans we make, then feel free to contact us. Repayment schedules can be designed to be repaid from periodic installments or from a single payment.
- Vehicle Loans
- Personal Loans
- Vacation Loans
- Camper, Boat, and Loans for RV’s
- Debt Consolidation Loans
- Loans for Unexpected Expenses
- Education Expense
Even if you don’t see the specific type of loan you have in mind, feel free to visit with a loan officer. We will do our best to customize a loan that is designed to suit your needs.
We are providing a printable online application for your convenience, so that you can print it and fill it out in the comfort of your home. We want to help you save time and be prepared when you enter the bank to do business with us. You will need to have Adobe Acrobat to view our applications. We have provided a link below that will take you directly to our application if you have the Adobe Acrobat program and another link that will take you to the Adobe website where you can download the program that will allow you to view our online applications.
We are providing a printable credit application for your convenience. Feel free to print and fill it out in the comfort of your home if you like. We want to help you save time and be prepared when you enter the bank to do business with us. You will need to have Adobe Acrobat to view our applications. We have provided a link below that will take you directly to our application if you have the Adobe Acrobat program and another link that will take you to the Adobe website where you can download the program that will allow you to view our online applications.
Buying a home can be an overwhelming process, but there are many benefits to home ownership including retirement security, tax benefits, and equity gain. Green Belt Bank & Trust believes that purchasing your home should be not only exciting, but also hassle-free and even fun. GBBT offers many types of first mortgages for residential real estate including:
- Adjustable Rate Mortgages
- Fixed Rate Mortgages
- Construction Loans
- Home Equity Loans
- Low Down Payment Options
Visit with a Residential Real Estate Officer at GBBT today and leave the headaches for us—so you can think about getting new furniture and decorating your new home. The application and pre-approval process is fast, efficient and simple. Obtaining pre-approval benefits include:
- Purchase-price bargaining leverage
- Knowing your price range and what is affordable for your budget
- Selecting the best type of mortgage and repayment options for your lifestyle and future goals
Calculate payments, tax savings, refinance breakevens, loan payoffs and more with our Mortgage Calculators.
Contact a Green Belt Bank & Trust residential real estate loan officer for more information on the following types of home loans.
- Adjustable Rate Mortgage (ARM) – the interest rate on the loan is adjusted periodically based on current market conditions and typically has a lower initial interest rate than other types of conventional mortgage loans.
- Fixed Rate Mortgage – the interest rate for the life of the loan is established when the loan is made. Therefore, your payment amount and interest rate will never change.
- Construction Loan – this type of loan is made to finance the construction of your home, then permanent financing is put into place once construction on the house has been completed.
- Home Equity Loan – use the equity in your home as collateral to finance other major purchases such as home improvements/remodeling, vehicles, second homes etc.
For information on area Realtors, please visit (hyperlinked)
Home Equity Loans and Home Equity Lines of Credit are simple and convenient methods to pay for home improvements, education expenses and other worthwhile endeavors. Use the equity in your home to finance vehicles or interim bills. A Home Equity Loan or Home Equity Line of credit is also useful for the following reasons:
- It is a smart way to borrow. In most cases, interest payments are tax deductible.
- Green Belt Bank & Trust provides highly competitive interest rates and repayment terms.
- It is a convenient way to borrow money. Simply write a check to access your Line of Credit.
- Once your Line of Credit has been established, you decide how best to use the money.
A Green Belt Bank & Trust Home Equity Line of Credit is a very convenient way to borrow. Simply write a check to access your line of credit. This type of service is ideal for large bills that are due before permanent financing can be put in place. The revolving balance is similar that of a credit card. Only borrow what you need, when you need it. Some Restrictions apply. See us for details. This type of account can be open for as long as ten years.
A Green Belt Bank & Trust Home Equity Loan is perfect for home remodeling, landscaping projects, college tuition expense, consolidating credit card debt and many other practical uses. Repayment terms are convenient, flexible and can be modified to fit most budgets.
We are providing a printable credit application for your convenience. Feel free to print and fill it out in the comfort of your home if you like. We want to help you save time and be prepared when you enter the bank to do business with us. You will need to have Adobe Acrobat to view our applications. We have provided a link below that will take you directly to our application if you have the Adobe Acrobat program and another link that will take you to the Adobe website where you can download the program that will allow you to view our online applications.
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